2. Pros are contractors or retailers who have enrolled in the GreenSky® Consumer Direct Program (“Program”). Pros are not affiliated with any financial institution that participates in the Program, GreenSky Marketing, LLC or their respective affiliates. Pros pay certain fees to GreenSky Marketing, LLC or its affiliates in connection with their participation in the Program, which may include, among other things, a referral fee based on your transactions with the Pros and a fee when you use a GreenSky® loan to pay for your purchases from the Pros. GreenSky® screens Pros and their principal owners at the time Pros initially apply to participate in the GreenSky® network. Participating financial institutions, GreenSky Marketing, LLC and their respective affiliates make no guarantees regarding the fitness of Pros to provide particular services, the quality of materials used or purchased, and are not responsible for the performance or pricing of home improvement services. You should always perform your own inquiries and use your own judgment before hiring a contractor to perform home improvement services or making a purchase from a retailer.